Job Description

Loan Officer – Real Estate Investors

📍 Charlotte, NC (Hybrid: 1 or 3 days in-office depending on location) | 💼 Full-Time | 💰 $140K–$175K+ Potential

Are you ready to take your lending career to the next level? At Ternus Lending, LLC , we’re not your average lender — we’re investors who built a platform for investors. We specialize in lending for 1–4 family residential investment properties , helping clients grow their portfolios with innovative loan products you won’t find anywhere else.

This is your chance to step into a role where you’re not just closing loans — you’re educating, inspiring, and empowering property investors while building relationships that last.

What You’ll Do

• Become the go-to expert for residential property investors, guiding them through our unique loan programs.
• Master our products and systems to smoothly manage loans from Due Diligence → Underwriting → Closing .
• Work smart: manage company-supplied leads and our Salesforce database for maximum conversion.
• Build trust, distribute marketing, and qualify clients with confidence.
• Hit and exceed origination goals — because here, top performers always rise fast.

Requirements

What We’re Looking For

• 2+ years in residential or commercial mortgage lending (or similar experience).
• Strong sales instincts — you know how to build rapport, close deals, and create repeat clients.
• Bachelor’s degree is a plus (not required).
• State mortgage licensing preferred.

Benefits

Compensation & Perks

• Base Salary: $50,000 annually
• Commission: $500 per funded loan OR 30 BPS of loan amount (whichever is greater)
• Earnings Range: $140K–$175K annually, plus bonus opportunities
• Equity Opportunity: All 2025 hires earn company stock through our ESOP plan
• Hybrid schedule: Work from home with 1–3 days a week on-site in Uptown Charlotte
• Monday–Friday schedule — work-life balance plus serious earning potential

Why Ternus Lending?

We’ve been in the investor’s shoes — and we designed a lending platform built to solve real problems in real estate investing . That’s why our products stand out and why our team thrives. Joining Ternus means joining a high-growth company where your earnings and impact scale together.

How to Apply:  Ready to make an impact? Submit your resume and complete the assessment linked below. Don’t wait—opportunities like this don’t stay on the market for long!

Assessment Link: 

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